Perception vs. Reality There’s an alarming difference between perception and reality for current and future retirees. Share | Have A Question About This Topic? Name Email Address Question Thank you! Oops! Related Content Your Cash Flow Statement A presentation about managing money: using it, saving it, and even getting credit. A Look at Diversification Diversification is an investment principle designed to manage risk, but it can't prevent against a loss. The Pre-Retirement Checklist This checklist can give you a quick snapshot of how prepared you are.